The do not offer insurance that covers a lost or stolen phones. They told me if I filed a police report they wouId review my claim. I told them I already did when I pinged the phone in a location that I have never been. So I sent the police report. The next day I get an email that they reviewed my claim and will not replace the phone as it is not covered under warranty. I am currently stuck paying $98 a month for 11 more months to pay for a phone that someone else has.
Found At: SmartPay Leasing – Phone replacement